The Top 5 Misconceptions About VA Home Loans

ByBlake Mortgage / April 16, 2023 /

Are you a veteran looking to buy your primary home? It’s exciting, but there may be misconceptions surrounding VA home loans. Therefore, it’s vital to get the...

How DSCR Loans are Used in Multifamily Investing

ByBlake Mortgage / April 16, 2023 /

A DSCR loan or Debt Service Coverage Ratio loan is associated with real estate investments for income-producing properties. Qualifying requirements include demonstrating that...

Credit and Lending

ByBlake Mortgage / March 13, 2023 /

Why This Blog? Hi, my name is Harry Panosian, and I have been in the mortgage business for over 25 years. I worked for a mortgage banking firm early in my mortgage...

How to Shop for A Mortgage

ByBlake Mortgage / March 11, 2023 /

Shopping for a mortgage can be daunting. But it’s essential to securing a home loan that fits your needs and budget. The Consumer Financial Protection Bureau (CFPB) has...

Rental Property Mortgage: A Complete Guide

ByBlake Mortgage / March 9, 2023 /

Investing in rental property can be a lucrative financial decision for those with the resources to do so. However, one of the critical factors in successfully owning a rental...

Mortgage Rates Rising!

ByBlake Mortgage / March 7, 2023 /

Mortgage rates in Phoenix, Arizona have spiked up to almost 7%, the highest level over a decade, causing concern among homeowners and potential buyers alike. Inflation is a...

“No Cost Loan?” There’s No Free Lunch!

ByBlake Mortgage / March 7, 2023 /

Over the years, lenders have marketed a specific type of loan generically known as a “No-cost loan.” There is no free lunch! What do I mean by that? First, there...

Bank Statement Loans for The Self Employed

ByBlake Mortgage / February 28, 2023 /

In recent years, bank statement loans have become increasingly popular as an alternative form of financing. This type of loan is for those who may not meet traditional lending...

What is DSCR or Debt Service Coverage Loans?

ByBlake Mortgage / July 23, 2022 /

Do you need DSCR or Debt Service Coverage Loans? People often ask if real estate investments are still the best way to grow wealth, especially with various other investment...